Campground and RV Park Insurance
Operating a campground is more than renting sites — it’s managing a dynamic recreational business with unique risks. From seasonal guests and RV traffic to waterfront exposures and special events, your operation deserves specialized protection.
Why RecProtect for your Campground Insurance?
Unlike general insurance providers, RecProtect is 100% Focused on recreational insurance. We Specialize in Campgrounds, RV’s and resorts. We are not generalists who sell to many different commercial industries. We understand seasonal operations, exposures and difficulties that your business endures throughout the year. Because we focus solely on recreational insurance, we negotiate competitive rates with top carriers that understand the industry. No bloated premiums for coverage you don’t need, and no surprise exclusions.
Exclusive coverage designed just for campgrounds.
Protect the business behind every great camping experience with the following coverages:
Property & Infrastructure
Covers buildings, facilities, and physical assets against damage or loss due to fire,
weather events, vandalism, or other insured risks. This also includes pools, hydro and septic systems.
Equipment Breakdown
Protects against sudden and accidental mechanical or electrical failure of essential equipment such as HVAC, electrical panels, or refrigeration units.
General Liability
Covers bodily injury or property damage to third parties arising from your operations, including slips, trips, or falls on premises.
Business Interruption
Reimburses lost income and necessary expenses if your operations are halted due to an insured property loss (e.g., fire or storm).
Crime
Covers against losses resulting from criminal acts such as theft, burglary, fraud, forgery, or employee dishonesty. It helps cover the costs of stolen money, securities, or property.
Liquor Liability
Covers legal liability arising from serving or selling alcohol, including injury or damage caused by intoxicated individuals.
Inflatable Liability
Specifically designed coverage for injuries or incidents involving inflatable attractions such as bouncy castles, obstacle courses or inflatable water courses.
Cyber Liability
Provides protection against data breaches, cyberattacks, and liability arising from the loss or theft of personal or sensitive information.
Directors & Officers (D&O)
For incorporated parks, this covers legal costs and liabilities faced by board members or officers for decisions made in their official capacity or wrongful dismissal.
Abuse Liability
Covers allegations of abuse or misconduct, including legal defense and settlements, helping to protect your organization’s reputation and financial stability.
Pollution Liability
Covers claims and clean-up costs from accidental pollution, such as chemical spills, fuel leaks, or environmental damage caused by your operations.
Auto
Covers company vehicles for liability, collision, theft, and other damages while used for business purposes. Protects both our vehicles and drivers on the road.
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Enjoy your stay at campground, let us worry about the rest.
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