Who is RecProtect?

RecProtect is a recreational program by Coburn Insurance Brokers Ltd. located in Mount Forest, Ontario that is operated by Coburn Insurance Brokers. Our underwriters are Germania Mutual Insurance from Ayton Ontario. We are proud to be offering recreational insurance for trailers all throughout Ontario and are motivated by our goal to simplify coverage for our clients. We believe in the importance of real time recreational quotes. With RecProtect, you can get a quote in under a minute! A trailer isn’t just a trailer with RecProtect. We understand that there are countless different trailer types out there, which makes getting trailer insurance rather complicated. In order to serve our friends in Ontario best, we offer insurance tailored to your specific unit so that you can be insured properly.

Products That We Offer

We offer insurance for several different trailer types, including park models, recreational trailers, fifth wheel trailers, mobile homes and manufactured/modular homes. Our stand-alone trailer policies will provide you with the best possible coverage for the best possible rates. Most auto or homeowners’ insurance policies may not cover what a stand-alone trailer policy would, including replacement cost, flood coverage, contents, premises liability, and emergency vacation expense.

We Simplify Recreational Insurance

Why do you use a trailer? There are many reasons why you may use a trailer in Ontario. Whether you want to get away for a weekend or travel on more of a fulltime basis, trailer insurance is essential to ensuring that your recreational vehicle is protected. Many residents of Ontario cannot imagine what their life would be like without their precious travel trailer or recreational vehicle. In Ontario, we treasure our trailers because they allow us to do so many amazing things. We want to guarantee that you can keep adventuring, travelling, and spending time with your family with your trailer by getting it the right recreational trailer insurance.

Why We’re Great

With RecProtect, we make it so that you can get a real time recreational insurance quote in under a minute. Say hello to all the time you have just saved agonizing over the traditional grueling quote process and goodbye to overcomplicated insurance. We make the legal jargon straightforward and easy to understand.

Not every trailer is the same. There’s so many different types, uses, styles, models, and more. If you are tired of working with recreational insurance companies that suit you with a typical “one size fits all” coverage, switch to RecProtect. We know it is important that each trailer types are insured properly so that you don’t wind up with far too much premium on your hands.

There are so many different places to explore across Ontario. It’s a camper’s playground. RecProtect offers premium discounts and dedicated response times for a wide range of preferred parks throughout the province. Also, when you refer a campfire buddy to us, you become eligible to win some great prizes!

We have preferred parks in:

  • Mount Forest
  • Sauble Beach
  • Wasaga Beach
  • Kincardine
  • Port Elgin
  • Grand Bend
  • Tobermony
  • Wiarton
  • Hepworth
  • Southampton
  • Muskoka Region
  • Sherkston

RecProtect understands there are a wide variety of different types of trailers in Ontario and they all have different uses. Because not every trailer is the same, your trailer needs to have insurance specific to its model, make, use, and more. Here is an itemized list of some of the trailers that RecProtect offers insurance for:

  • Camper trailers
  • Mobile home trailers
  • Park model trailers
  • RV trailers
  • Teardrop trailers
  • Tent trailers
  • Travel Trailers
  • Vintage trailers
  • 5th wheel trailers

There are so many kinds of trailer models and types in Ontario. If you do not see the type of trailer that you own or use in the list above, contact us and we will see what we can do for you.

RecProtect’s Trailer Insurance Brokers

A RecProtect trailer insurance broker is your best resource for when you need help navigating your policy’s fine print. Our experts lay out for you where your coverage can help and what it does and does not include. When a RecProtect trailer insurance broker examines your coverage they can determine whether or not your policy leaves any gaps and, if so, can suggest policy add-ons which could be of benefit to you. We offer several different kinds of optional coverages that may be of help to you, including:

Snowbird Endorsement Trailer Insurance

Some people like to use their trailer as a residence while in Canada until the cold weather hits. When you fly south for the winter, what’s protecting your trailer? RecProtect insures that your liability and contents are covered while you are away soaking up the sun. In many cases, very few people are aware or inadequately insured due to this particular exposure. A RecProtect trailer insurance broker can help discuss with you more information regarding this special coverage since there are certain conditions that may apply.

Emergency Vacation Expense Trailer Insurance

In most cases, this coverage is included in your trailer insurance policy to help cover the costs of renting another trailer to continue your travels or vacation if you need to make a claim. A RecProtect trailer insurance broker can lay out the details of this coverage for you and break down this endorsement so it is more easily understandable.

Premises Liability Trailer Insurance

Legal costs can be expense. RecProtect can help cover you from having to pay those potentially hefty fees pertaining to any property damage or bodily injury that you may incur while using your vehicle. This insurance is a must and may not always be included in other policies. Discuss with a RecProtect trailer insurance broker about the benefits of this particular coverage to assess whether or not you need it.