1. Premises Liability Coverage
This type of insurance coverage provides financial protection for RV owners in the event of an accident or incident that results in bodily injury or property damage to a third party while using their parked trailer.
2. Comprehensive Coverage
Covers the damages from vandalism, theft and natural disasters like tornadoes and wildfires. With comprehensive coverage, your RV will also cover against damages caused by falling objects, fire, and severe weather.
3. Collision Coverage
Provides coverage for damages that occur during an accident. Having collision insurance can help RV owners avoid significant expenses in case of an accident, regardless of who is at fault.
4. Personal Property Coverage
Provides protection for your personal belongings that are kept inside your RV, such as furniture, electronics, appliances, and other personal items. It covers loss or damage caused by theft, fire, vandalism, or other perils.
5. Roadside Assistance Coverage
This coverage option offers assistance in the event of a breakdown or other roadside emergencies while travelling in your RV. The service may include towing, tire changes, fuel delivery, and more.
6. Overland Water Coverage
Specifically addresses damages caused by water that originates from natural sources such as rising rivers or lakes from excessive rainfall, flash floods, and spring snow melts.
7. Medical Coverage
Provides coverage for medical expenses incurred by you or your passengers in the event of an accident, no matter who’s to blame. This coverage can help cover medical bills, ambulance fees, and hospitalization costs.
8. Detached Private Structure Coverage
An additional coverage that offers protection for any structures on your property that are not physically connected to your RV. This includes structures like sheds, fences, and decks.