Ontario Cottage Insurance

Introducing our comprehensive Cottage Insurance coverage, designed to protect your cherished retreat. Whether your cottage serves as a seasonal getaway, a secondary residence, or a rental property, our policies offer tailored protection to meet your unique needs.

Get a Quote now

Looking to Insure Your Cottage?

There’s something magical about a cottage. It’s not just a roof over your head or four walls on a plot of land—it’s a feeling.

But what makes a cottage truly special isn’t the structure—it’s the life lived within it. It’s the laughter that floats through open windows, the smell of pine and campfires, the family photos hung crookedly on the walls, and the love that seems to seep into every corner.

That’s why protecting it matters. Not because it’s just a building, but because it’s your place—the heart of so many memories and the backdrop for so many more to come.
Because a cottage isn’t just a getaway. It’s a treasure.

There’s something magical about a cottage. It’s not just a roof over your head or four walls on a plot of land—it’s a feeling.

Owning a cottage is a significant investment that comes with unique risks. Our Cottage Insurance provides peace of mind by safeguarding your property and its contents against unforeseen events such as fire, theft, vandalism, and weather-related damages.

Get a Quote now

What Does RecProtect Cottage Insurance Cover?

  • Actual Cash Value, Replacement Cost or Guaranteed Replacement Cost
  • Built in Coverage for Boathouses, Bunkies and Sheds
  • Built in Coverage for Affixed and Floating Docks
  • Built in Coverage for Kayaks, Canoes and Qualifying Boats
  • Built in Coverage for Boat Lifts
Get a Quote now

Why Choose RecProtect for your Cottage Insurance?

When it comes to insuring your cottage, RecProtect makes the process simple and stress-free. Get a personalized quote in less than 30 seconds and bind your coverage in just a few minutes. No more waiting days to secure protection—RecProtect ensures that your retreat is safeguarded quickly so you can relax and focus on enjoying your time away.

Cottages hold a special place in Canadian hearts, offering a peaceful escape and a space to create lifelong memories. Protect your sanctuary from unforeseen losses with the right coverage.

At RecProtect, we go beyond the basics. With a wide array of insurance options tailored to meet your unique needs, you can rest assured that your cottage is covered exactly how you want it to be. Speak with a RecProtect insurance broker today or get a free, no-obligation quote to secure your cottage insurance in minutes!

Get a Free Quote

Unbeatable quotes in seconds. Enjoy your trailer, let us worry about the rest.

Get a Quote