British Columbia Boat Insurance

Are you a resident of BC who loves to go boating and wants the ultimate freedom to enjoy the open waters with your family and friends? RecProtect is the only place to go for all of your boat insurance needs! With our comprehensive coverage and optional protection packages, you can cruise worry-free knowing that you are fully covered. And the best part? You can get a free quote instantly online with absolutely no obligation! Don’t let unexpected mishaps ruin your next boating trip. Get the right watercraft insurance coverage from RecProtect and embark on your boating adventure with the utmost confidence! Trust us, boating has never been this exhilarating!

Get a Quote

Finding the Best British Columbia Boat Insurance

Ahoy there, boat owners in BC! We know how much you cherish your boats and that’s why we’ve got the perfect solution for enjoying the water without worrying about potential accidents! RecProtect offers total boat insurance coverage to protect your recreational vehicle from all the risks associated with ownership, without breaking the bank. With our comprehensive boat insurance policy in British Columbia, you can enjoy your time on the water with peace of mind, knowing that your boat is fully protected. Plus, you’ll be covered for any liability in case of injuries or property damage while operating the watercraft. Our experienced brokers are dedicated to providing you with expert advice and customized watercraft insurance packages that cater to your distinct ride, ensuring that you and your boat are well-protected at all times.

So, what are you waiting for? Let’s set sail and make unforgettable memories while being fully protected with RecProtect!

Get a Boat Quote

Do You Need Boat Insurance in British Columbia?

While it’s true that boat insurance is not a legal requirement in Canada, not having it could end up costing you a fortune. Imagine being held personally liable for injuries, losses or property damages caused by a boating accident or unforeseen event! It could seriously dent your finances and put a damper on your boating fun. But don’t worry, with RecProtect’s affordable and comprehensive boat insurance coverage, you can sail with confidence, knowing that you’re protected against all the possible risks. Don’t let unforeseen circumstances ruin your boating fun.

In an unfortunate event, RecProtect can provide protection for the following:

  • Covering the cost of replacing any equipment or accessories on your boat that is lost or stolen.
  • The cost of repairing or replacing any property damage that resulted from a boating incident.
  • Replacing your watercraft with a new one or cover the cost to replace it after a total loss
  • Reclaiming and towing your boat so you can get back to the water in no time.
  • Provide assistance in removing your boat in the event of it sinking or capsizing.
  • Medical expenses including hospitalization, surgery, and rehabilitation.
  • Covers the cleanup and damages caused by a fuel spill.
  • RecProtect provides coverage for personal property, liability, and other unforeseen expenses that may occur while boating.

Need full protection for your boat? RecProtect insurance brokers will help guide you through the process of selecting the perfect policy coverage for your specific boat. We go above and beyond to ensure that you are fully informed of all the optional coverages available, so you know what protection is right for you and your boat. Don’t leave your boat’s safety to chance, make RecProtect your trusted partner to protect your boat investment!

Quick Quote

RecProtect Boat Protection Plans in British Columbia

Collision Protection

Covers damages to your boat caused by collisions with other boats, docks, or buoys.

Comprehensive Protection

Offers coverage for non-collision losses, such as theft, vandalism, or damage from extreme weather events.

Liability Protection

Shields you from financial responsibility if you cause injury or property damage to others while operating your boat.

Loss of Use Protection

Provides coverage for renting a temporary replacement boat or paying for alternative transportation if your boat is damaged and cannot be used.

Medical Payments Protection

Pays for medical expenses for you and your passengers in the event of injuries resulting from a boating accident.

Personal Effects/Equipment Protection

Provides coverage for personal items on board your boat, including fishing gear, electronics, and other equipment.

Salvage Protection

Offers coverage for the cost of removing your boat from the water if it becomes disabled or sinks. May also cover repairs or cleanup necessary after salvage.

Towing and Assistance Protection

Covers the cost of emergency towing, fuel delivery, and other roadside assistance services.

Uninsured / Underinsured Boater Protection

Protects you from damages and injuries caused by other boaters who do not have enough or any insurance coverage.

Wreckage Removal Protection

Protects you by covering the cost of removing any wreckage or debris from a boating accident or other incident.

RecProtect is no amateur when it comes to protecting your boat and property and values your time and ours. We offer a simplified solution to speed up the process of getting your watercraft insurance coverage with a free boat insurance quote online so you can start enjoying the water right away.

Comprehensive Boat Insurance for Watercrafts in British Columbia

RecProtect recognizes that boats come in various types and sizes, each with its own distinct characteristics and functions. As an established recreational vehicle insurance provider, we have unparalleled expertise in boat insurance, making us a top provider of boat insurance in British Columbia.

These are the boats that we currently provide coverage for:

  • Ski Boats
  • Wake Board Boats
  • Cabin Cruiser Boats
  • Sea-Doos
  • Jet Skis
  • Personal Watercraft
  • Runabout Boats
  • Deck Boats
  • Bowrider Boats
  • Fishing Boats
  • Bass Boats
  • Pontoon Boats

Even if your particular watercraft is not mentioned in the list above, RecProtect can still assist you to find the right coverage that meet your boat requirements. Contact us today and we’ll work together to create a personalized insurance solution.

Contact RecProtect

What is the cost of boat insurance in British Columbia

Boat insurance in British Columbia typically ranges from $300 to $500 annually, with costs influenced by multiple factors including boat type, value, motor type, and level of coverage.

  • Boat insurance costs for BC boat owners typically range from $300 to $500 per year or $34 monthly.
  • The cost of boat insurance is determined by the chosen coverage options, their extent, and the deductible.
  • Cost may increase if the boat is equipped with additional accessories such as boat trailers, detachable dinghies, and auxiliary motors.

Use our online boat insurance cost calculator can help you determine the cost of insuring your boat.

Cost Calculator

Boat Insurance BC

Are you ready to take on Canada’s stunning waterways and make unforgettable memories with your loved ones? Don’t let the potential risks of boating ruin your next adventure! Safeguard your precious watercraft with a comprehensive insurance policy from RecProtect and sail with confidence. Our expert brokers understand the unique needs of boating hobbyists and provide tailored coverage options that suit your specific circumstances. Whether you’re exploring vast coastlines or navigating serene lakes and rivers, our policies offer financial protection against collisions, accidents, theft, environmental damage, and more. Don’t make excuses. Get a boat insurance quote in BC from RecProtect today and enjoy complete peace of mind on your next boating adventure!

Get a Free Quote

Unbeatable quotes in seconds. Enjoy your boat, let us worry about the rest.

Get a Quote

Call Us


Call (888) 887 0881