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Boat Insurance in London

There’s nothing like hitting the open water for the first time in the new season. Before you do, know that boat insurance in London is a non-negotiable for many boat owners as it provides peace of mind while out and about with your boat. Boat insurance in London even offers protection while your boat is docked! RecProtect has streamlined the quoting process so that you can get a boat insurance quote in London in 60 seconds or less. We get why you love your boat and want to help guarantee you and your family can continue to make memories with yours.

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Getting the Best Boat Insurance in London

Our packages for boat insurance in London offer the best protection tailored to your circumstances. Why does this matter? Because your coverage should reflect your needs so that you can have peace of mind knowing you can go boating without worry. You even have protection while your boat is docked! We know that boat insurance in London from RecProtect is the best way to protect yours.

Boat insurance in London looks after your liability, too. If you were held liable for damages or injuries to a third-party while operating your boat, you might be facing some serious legal expenses. Not to worry – RecProtect includes liability coverage for these events in our comprehensive packages for boat insurance in London.

There are many different types of boats on the market. We protect them all! You can enjoy comprehensive boat insurance in London today that is tailored to your needs so that you have peace of mind while out on the water with your family and friends. We want you to have full faith that our protection plans are right for you.

Want a quote right now? That’s easy – RecProtect’s process allows you to get a boat insurance quote in London in less than 60 seconds. With us, the process of getting a quote is free, and it comes with no obligation.

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Boat Insurance in London: How it Helps

Boat insurance in London is a must-have for ensuring you can maintain your peace of mind while out on the water. Your average policy for boat insurance in London will likely cover these items:

  • Bodily injury/property damage liability
  • Full replacement
  • Wreck removal
  • Water sports
  • Fuel spill
  • …and more

Our boat insurance brokers in London want to get to know you and why you use your boat so that we can design you a protection plan accordingly – and also ensure that it fits your budget! Your needs are taken into account when calculating your coverage so that you get everything you need and nothing that you don’t. We think a personal touch is best when it comes to insurance. We might even suggest the following endorsements based on your situation:

Fishing Equipment/Watercraft Gear

Avid fisher? Your fishing gear is pretty important to you, and it can cost a lot! If there is any scuba gear or fishing equipment on your boat, you can purchase protection that includes full replacement up to $10,000. You may also purchase an additional $5,000 on top of that for any personal belongings you carry with you on your boat.

Collision & Comprehensive

Comprehensive coverage and collision coverage protect the physical structure of your boat against incidents with docks, other boats, or submerged objects (collision) and “acts of God” like fire or falling objects (comprehensive). These are separate, meaning you will have to purchase them individually.

Uninsured or Underinsured Boater

There are some boaters out on the water without insurance or without enough insurance to protect them. If you were to get into an accident with one of these boaters, this coverage can offset or cover the cost of any injuries or damages.

RecProtect can’t wait to help you get started on your coverage today. You can apply for a boat insurance quote in London in under 60 seconds. It costs nothing of you (besides around 60 seconds of your time!) and the process can be done completely online. We’ll get you boat insurance in London quicker than ever. With RecProtect, you can Buy It, Insure It, and Enjoy It right away.

All the Boats We Can Insure

Not every boat is the same. In fact, “boat” is only a loose term that just broadly describes many different water vehicles. Your boat is different! We provide boat insurance in London that factors in the details of your boat. Here are some kinds of boats we insure:

  • Fishing boats
  • Pontoon boats
  • Personal watercraft (sea-doos, jet skis, etc.)
  • Powerboats

If your boat isn’t listed above, don’t worry. We have a plan for you! Contact our boat insurance brokers in London whenever works for you to discuss your boat today to see what we can do.

How much does boat insurance in London cost?

Boats are pretty significant investments. If something happened, it could cost you a lot of money to repair or replace them. As such, many people hesitate on boat insurance in London because of the price. However, the right coverage can actually help you save some costs later down the line! Here are some figures to give you an idea of the costs:

  • On average, boat insurance in London may cost between $300 and $600/year.
  • This means you will only have to pay between $29 and $50/month.

Quality protection is only a couple clicks away. Look after your family’s good times and memories when you apply for a boat insurance quote in London. RecProtect’s innovative process takes 60 seconds or less.

Comprehensive Boat Insurance

RecProtect provides boat insurance to London watercraft owners who want to go boating in peace – without being assailed by all those pesky “what ifs?” If you are located in Ontario and love your boat, you can get in touch with the representatives from RecProtect today and see what we can do for you.

Your upcoming adventure awaits. If you are in a rush to get started, you will be happy to know that a boat insurance quote in London is just 60 seconds away (or even less) when you choose RecProtect. We offer competitive quotes online, for free – and require no obligation.

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Unbeatable quotes in seconds. Enjoy your boat, let us worry about the rest.

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Call (888) 887 0881

RecProtect Quote FAQ

Question: How simple is the process?

Answer: With RecProtect, you are able to purchase a policy online without speaking to a broker. Simply follow the steps and enter the information as prompted. When you reach the quote, you will see an option to complete your application, highlighted in blue. Once the application is complete you will be directed to sign and enter in credit card information to pay for your policy. RecProtect offers a one-time payment for the year. Once the policy is paid for using a regular credit card or Visa/Mastercard Debit, you will receive the official policy documents in your inbox within minutes!


Question: Have Questions during the quote process?

Answer: Select "Return to Broker" in the bottom left of page if you wish to have a broker review your application. A broker will contact you once application is reviewed. If it is time sensitive, call (888) 887 0881.


Question: Don't have enough time to complete the quote?

Answer: Select "Save and Continue Later" if you wish to revisit the application at a later time. You will receive an email with a link to the application you have started. This will retain all of the data you have entered and will allow you to sign and pay for the application at a time that works best for you.


Question: Questions on coverages?

Answer: Two Settlement Options: Replacement Cost or Actual Cash Value.

1. Replacement Cost: Replacement Cost will have no deduction for depreciation of any kind, this is conditional on insuring the unit for replacement cost of a brand new unit including taxes and any additions.

Ages to qualify for replacement cost:

  • Travel and Fifth Wheel Trailers: Up to 15 years old
  • Park Model Trailers: Up to 25 years old
  • Watercraft: Up to 15 years old

2. Actual Cash Value or Fair Market Value: The Actual Cash Value is the current market value of the unit which includes depreciation. The value is calculated at the time of the time of loss and is based on similar comparables in the marketplace less any costs that would have made your item ready for sale.


Question: What is covered?

Answer: Common claims that are covered are: Fire, lightning, windstorm, hail, collision, theft, vermin and falling objects.


Still have questions? Contact us at: (888) 887 0881.