Boat Insurance in Toronto

What would we do without our boats? Boat insurance in Toronto helps secure the good times in the event something disastrous should happen so that we can continue to make memories with our friends and family. Know that boat insurance in Toronto is a small price to pay for huge protection and can help safeguard your physical boat, but also your liability. Getting a boat insurance quote in Toronto takes only 60 seconds or less when you choose RecProtect!

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Getting the Best Boat Insurance in Toronto

Everyone uses their boat for different reasons, for different frequencies, and owns a different type of boat. Your coverage should reflect your individual circumstances and fit within your allotted budget.

Boat insurance in Toronto also includes liability protection, if you are responsible for bodily injury or damages to a third-party’s property. These can result in some serious expenses without the right insurance.

We want to include all types of boats when we help you find boat insurance in Toronto so your plan works for you – not the “average boat owner.” We want you to have faith that your coverage is enough and that you and your family are protected while out on the water.

Get coverage today! A boat insurance quote in Toronto is 60 seconds away and takes only a few clicks to acquire.

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Boat Insurance in Toronto: How it Helps

Boat insurance in Toronto is a must-have for boat owners who don’t want to have all those worries weighing down on them while they’re out and about – or when their boat is docked. Your policy may include these items:

  • Bodily injury/property damage liability
  • Full replacement
  • Wreck removal
  • Water sports
  • Fuel spill
  • …and more

RecProtect’s boat insurance brokers in Toronto think that the best way to go about insurance is with a personal touch. We want to check every one of your coverage needs and ensure that you can fit your protection plan within your budget. We don’t want anything to be left out, and we don’t want you to pay for anything you don’t need! We may even offer up suggestions for these following endorsements:

Fishing Equipment/Watercraft Gear

Fishing gear and scuba gear can be expensive, so if you are an avid fisher you will be happy to know that you can purchase up to $10,000 for full replacement and an additional $5,000 for personal belongings that you carry with you on your boat.

Collision & Comprehensive

Comprehensive includes protection for “acts of God” such as fire, vandalism, and falling objects. Separate from this is collision coverage, which includes damages from accidents with submerged objects, docks and other boats. These require individual purchase.

Uninsured or Underinsured Boater

Some boaters out on the water have little or no insurance. If you were to be involved in a collision with a boater that may be under or uninsured, this coverage could help to offset the damages.

Get a boat insurance quote in Toronto in 60 seconds or less, virtually, for free! With RecProtect, you can Buy It, Insure It, and Enjoy It right away.

All the Boats We Can Insure

We know that “boat” is just a base term used to loosely cover a wide range of water vehicles. Your boat is different and has a different purpose. At RecProtect, we account for that by designing you a policy for boat insurance in Toronto that is fitted to your particular needs. We insure the following types of boats:

  • Fishing boats
  • Pontoon boats
  • Personal watercraft (sea-doos, jet skis, etc.)
  • Powerboats

Is the boat that your family owns not named in our list? Pick up a phone today and chat with our boat insurance brokers in Toronto about a customizable plan that fits your needs.

How much does boat insurance in Toronto cost?

  • On average, boat insurance in Toronto may cost between $300 and $600/year.
  • This means you will only have to pay between $29 and $50/month.

Great coverage is 60 short seconds away. Maintain you and your family’s peace of mind and continue to make memories when you apply for a boat insurance quote in Toronto with RecProtect. The process takes only a minute of your way and sets you on your way to worry-free good times.

Comprehensive Boat Insurance

RecProtect helps you acquire comprehensive boat insurance to Toronto boat lovers who want to get out on the lake without worrying about all those pesky “what ifs.” Living in the province of Ontario? We have something for you. Call us today to discuss your boat and coverage needs.

Your newest adventure is waiting for you at the dock. Get started with a boat insurance quote in Toronto in less than 60 seconds when you choose RecProtect. Our quotes are free and require no obligation from you.

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Unbeatable quotes in seconds. Enjoy your boat, let us worry about the rest.

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Call (888) 887 0881

RecProtect Quote FAQ

Question: How simple is the process?

Answer: With RecProtect, you are able to purchase a policy online without speaking to a broker. Simply follow the steps and enter the information as prompted. When you reach the quote, you will see an option to complete your application, highlighted in blue. Once the application is complete you will be directed to sign and enter in credit card information to pay for your policy. RecProtect offers a one-time payment for the year. Once the policy is paid for using a regular credit card or Visa/Mastercard Debit, you will receive the official policy documents in your inbox within minutes!

Question: Have Questions during the quote process?

Answer: Select "Return to Broker" in the bottom left of page if you wish to have a broker review your application. A broker will contact you once application is reviewed. If it is time sensitive, call (888) 887 0881.

Question: Don't have enough time to complete the quote?

Answer: Select "Save and Continue Later" if you wish to revisit the application at a later time. You will receive an email with a link to the application you have started. This will retain all of the data you have entered and will allow you to sign and pay for the application at a time that works best for you.

Question: Questions on coverages?

Answer: Two Settlement Options: Replacement Cost or Actual Cash Value.

1. Replacement Cost: Replacement Cost will have no deduction for depreciation of any kind, this is conditional on insuring the unit for replacement cost of a brand new unit including taxes and any additions.

Ages to qualify for replacement cost:

  • Travel and Fifth Wheel Trailers: Up to 15 years old
  • Park Model Trailers: Up to 25 years old
  • Watercraft: Up to 15 years old

2. Actual Cash Value or Fair Market Value: The Actual Cash Value is the current market value of the unit which includes depreciation. The value is calculated at the time of the time of loss and is based on similar comparables in the marketplace less any costs that would have made your item ready for sale.

Question: What is covered?

Answer: Common claims that are covered are: Fire, lightning, windstorm, hail, collision, theft, vermin and falling objects.

Still have questions? Contact us at: (888) 887 0881.