Easy, Free Trailer Insurance Quotes for Hamilton Residents

Have you had an adventure in the works for a while or in the midst of planning your next one? Are you new to owning a trailer, or maybe a seasoned explorer? Let’s face it: your travel plans wouldn’t be able to come to fruition without your recreational trailer. In Hamilton, Ontario, our recreational vehicles are essential to us because of the opportunities they provide for us. Your coming-up trip depends upon the wellbeing of your trailer and without it you wouldn’t be able to do all the exciting things you want to. This is where it helps to have trailer insurance in Hamilton handy.

A massive part of living in our beautiful province is all the opportunities it provides for camping and adventuring. With this, it’s a huge benefit to have trailer insurance coverage in Hamilton so that you can always have peace of mind knowing your investments are protected financially. Your travel plans are safe when you have the right trailer insurance! Hamilton is an exciting place to begin your next adventure and you’re going to want to ensure (no pun intended) that it can go off without a hitch.

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Trailer Insurance in Hamilton: The Basics

What exactly makes a trailer a trailer? Here’s the rundown: trailer insurance in Hamilton can do all sorts of things to help protect your prized investment. Trailers are the most popular type of recreational vehicle in our province and can be used for a variety of different activities. Trailers are designed to be hitched onto another vehicle, towed, and used for travelling, road trips, and vacationing. The size of your trailer may differ immensely from the next one over and can be anywhere from 8 feet to 40 feet in length. Plenty of trailers also will include bathrooms, living areas, dining areas, and bedrooms. Some of the most popular trailer models include the following: Coleman, Jayco, Sonic, and Forest River. Ensure that when talking about your coverage with a RecProtect trailer insurance broker in Hamilton you note the make and/or model of your particular trailer.

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How Does Trailer Insurance Coverage in Hamilton Help?

Trailer insurance in Hamilton can cover a wide range of perils and exposures. Here, we have compiled a detailed list of someone of the different components you may have protection for thanks to your trailer insurance in Hamilton. These can help insure your trailer against many different exposures you could possibly face during your next trip or before it. Many of the named coverages are highly recommended by insurance providers or required by provincial law. Chat about your coverage today with a friendly RecProtect trailer insurance broker in Hamilton if you have any thoughts or questions about your policy.

If you think you need additional assistance, no problem. RecProtect is here to help. Discuss with a trailer insurance broker in Hamilton today from our office about the different recreational vehicle insurance endorsements that we offer. We can fill you in on all the information that you need in order to understand your coverage, what needs additional protection, and offer tips for more ways you can save on your trailer insurance in Hamilton without giving up any necessary protection. We always take great service another step to ensure you have what you need.

Property Damage Liability

This coverage may help protect you from liability expenses resulting from an event where you are being held accountable for damages done to a third party’s property or vehicle. This coverage and bodily injury liability are required by provincial law in Ontario and you cannot operate your trailer without first purchasing this coverage.

Medical Payments

This coverage will likely be included in your policy for trailer insurance in Hamilton and can offer reimbursement for medical bill expenses that your passengers or you incur following an insured loss.


In Ontario, there is something called a “no fault” insurance rule where it doesn’t matter who caused an accident. Collision coverage helps to reimburse you for repairs or replacements for any damages done to your trailer as a result of a crash with another vehicle or an object. Should you be renting your vehicle it is likely that the company or individual that you are borrowing through will request that you purchase this coverage.

Bodily Injury Liability

Accidents are called accidents for good reason and try as we might we cannot prevent them from happening. If you are held accountable for bodily injury done to a third party during the operation of your trailer this coverage can be essential. Bodily injury liability may help to reimburse you for the costs of someone’s medical bills or their loss of income, if necessary.


Accidents don’t just happen on the road. Comprehensive coverage may help reimburse you for repairs or replacements needed following an incident such as theft, falling objects, fires, storms, vandalism, or other disasters. If you don’t own your trailer and are renting it, you may be asked to purchase this coverage in order to ensure your renter that you are protected against these exposures.

RecProtect Offers Free Trailer Insurance Quotes to Hamilton

Insurance, especially for recreational vehicles, may seem daunting at a first look. But with the help of RecProtect, your trailer insurance coverage in Hamilton doesn’t need to be overwhelming! Say goodbye to the days of having to slough through a thousand questions for a quote. Our experts here at RecProtect can offer you a free, no-obligation trailer insurance quote in Hamilton in a matter of less than a minute. Get coverage as soon as is convenient for you and rest easy knowing that RecProtect is protecting your vehicle and you can take a load off and plan your next trip.

Here, we take an additional step when it comes to quality customer service. RecProtect does more than offer you your typical run-of-the-mill insurance program and ensures that the program you receive is the one that is best suited to you and your individual lifestyle. Choose from a variety of different recreational vehicle insurance products so that you get what you need when it comes to coverage. Discuss with an expert trailer insurance broker in Hamilton today about what we offer or request a no-obligation quote online for free.

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RecProtect Quote FAQ

Question: How simple is the process?

Answer: With RecProtect, you are able to purchase a policy online without speaking to a broker. Simply follow the steps and enter the information as prompted. When you reach the quote, you will see an option to complete your application, highlighted in blue. Once the application is complete you will be directed to sign and enter in credit card information to pay for your policy. RecProtect offers a one-time payment for the year. Once the policy is paid for using a regular credit card or Visa/Mastercard Debit, you will receive the official policy documents in your inbox within minutes!

Question: Have Questions during the quote process?

Answer: Select "Return to Broker" in the bottom left of page if you wish to have a broker review your application. A broker will contact you once application is reviewed. If it is time sensitive, call (888) 887 0881.

Question: Don't have enough time to complete the quote?

Answer: Select "Save and Continue Later" if you wish to revisit the application at a later time. You will receive an email with a link to the application you have started. This will retain all of the data you have entered and will allow you to sign and pay for the application at a time that works best for you.

Question: Questions on coverages?

Answer: Two Settlement Options: Replacement Cost or Actual Cash Value.

1. Replacement Cost: Replacement Cost will have no deduction for depreciation of any kind, this is conditional on insuring the unit for replacement cost of a brand new unit including taxes and any additions.

Ages to qualify for replacement cost:

  • Travel and Fifth Wheel Trailers: Up to 15 years old
  • Park Model Trailers: Up to 25 years old
  • Watercraft: Up to 15 years old

2. Actual Cash Value or Fair Market Value: The Actual Cash Value is the current market value of the unit which includes depreciation. The value is calculated at the time of the time of loss and is based on similar comparables in the marketplace less any costs that would have made your item ready for sale.

Question: What is covered?

Answer: Common claims that are covered are: Fire, lightning, windstorm, hail, collision, theft, vermin and falling objects.

Still have questions? Contact us at: (888) 887 0881.