RV Trailer Insurance in Markham

Before escaping to the great outdoors ensure your trailer is well-protected with the right insurance. Many campers aren’t aware that their trailers might not be covered under standard automobile insurance policies and without the proper coverage, you might face unforeseen expenses. RecProtect offers specialized RV insurance in Markham, providing comprehensive coverage specific to your recreational vehicles. Our insurance gives you the confidence to enjoy your time at the trailer without worrying about potential financial burdens caused by accidents, theft, or damages. Ensure that your next trip is secure and stress-free, with RecProtect!

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Who is RecProtect?

Do you need affordable trailer insurance in Markham? RecProtect specializes in providing coverage for your RV trailer and is a leading Canadian insurance broker for recreational vehicles. We understand the importance of balancing comprehensive protection with cost-effectiveness and are committed to customizing policies that ensure you get the right coverage for your trailer without the high costs. Our experienced team is ready to assist you throughout the process. Whether you have questions about policy details, need clarification on coverage options, or require personalized advice, we’re here to help. At RecProtect, our focus is to make acquiring insurance fast and easy. Our online cost calculator lets you quickly get an estimate of the insurance costs based on your specified trailer. With just a few clicks, you can get the coverage to match your trailer and budget.

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Why RecProtect?

Why should you choose RecProtect as your trailer insurance broker? Because at RecProtect, we strive to make the process of obtaining trailer insurance as effortless as possible. Our team of recreational trailer insurance experts is dedicated to assisting you in securing affordable and comprehensive policies, with flexible options that meet the needs of your trailer. We have satisfied customers all across Canada with our straightforward policies and a commitment to exceptional customer service, ensuring you have the support you need for both inquiries and claims. We also utilize an online cost calculator that makes obtaining a quote a breeze. When it’s time to insure your recreational vehicle, choose RecProtect for unmatched expertise, reliability, and peace of mind.

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RV Insurance Coverage

Setting off on your camping trip in your RV should be a fun and unforgettable experience. It’s necessary, however, to be aware of possible risks, whether you’re a new or a seasoned driver. Unforeseen events, like accidentally reversing into another vehicle or problems with your load, can cause a dent in your vacation. But being prepared with the right insurance can save you from unexpected financial burdens and stress. Having the adequate insurance coverage can help ensure that mishaps and accidents don’t turn into costly affairs. Our insurance coverage is crafted to offer financial protection against these unexpected situations, as well as safeguard your RV from theft, damage, and breakdowns. We understand that you need insurance that depends on your trailer type, travel habits, and destinations. That’s why we offer customizable plans designed to fit your requirements.

Comprehensive Coverage

A comprehensive coverage plan acts as a safeguard against a variety of unforeseen incidents. This type of insurance protects your trailer in cases of theft, vandalism or weather-related damage. It extends its protection to cover not only the trailer itself but also its contents and any accessories associated with it.

Liability Coverage

This coverage functions much like car’s insurance, but for your trailer. It’s purpose to cover any damages or injuries that your trailer may have cause to others. This includes costs such as medical expenses and compensation for lost income that may occur from accidents involving your trailer.

Collision Coverage

This coverage is vital for drivers of all levels of experience, providing coverage for your trailer in the case of a collision. This ensures that both your trailer and its contents are protected during such events, offering peace of mind regardless of your driving skills.

Loss of Use Coverage

Should your trailer become inoperable, this insurance offers substitute transportation or a provisional replacement. It also covers the costs you might incur while your trailer is out of commission, including expenses for a hotel and additional travel expenses.

Emergency Roadside Assistance

This insurance provides support for situations such as lockouts and roadside emergencies. It also provides payment for towing services, ensuring your RV can be safely transported in case of a breakdown or other roadside issues.

Personal Content Coverage

Coverage to protect your personal belongings inside the trailer, including camping equipment, electronics, and other individual items. Each item is insured for up to $500, with specific coverage limits outlined in our policy.

Salvage Coverage

If an accident or a malfunction leaves your RV unable to move or is too damaged to operate, this coverage helps with the removal of the vehicle. It also covers the cost of damage at the scene, such as clearing fuel spills and dealing with other hazardous substances.

RV Trailer Insurance Across Ontario

RecProtect delivers comprehensive RV trailer insurance across Ontario, from Markham to Thunder Bay. Our policies are designed to provide RV owners with peace of mind wherever their adventures take them, whether it’s on the road or at a campground. Exploring Ontario with an RV trailer offers a unique adventure, and with RecProtect, you can focus solely on enjoying the great outdoors. Our insurance policies are designed to protect your travels in every part of the province or Canada, offering you the security and support you need to ensure a relaxing vacation. Our goal is to have your back when you need us, so begin by obtaining a free quote with our user-friendly online cost calculator.

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Unbeatable quotes in seconds. Enjoy your trailer, let us worry about the rest.

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Call (888) 887 0881

RecProtect Quote FAQ

Question: How simple is the process?

Answer: With RecProtect, you are able to purchase a policy online without speaking to a broker. Simply follow the steps and enter the information as prompted. When you reach the quote, you will see an option to complete your application, highlighted in blue. Once the application is complete you will be directed to sign and enter in credit card information to pay for your policy. RecProtect offers a one-time payment for the year. Once the policy is paid for using a regular credit card or Visa/Mastercard Debit, you will receive the official policy documents in your inbox within minutes!

Question: Have Questions during the quote process?

Answer: Select "Return to Broker" in the bottom left of page if you wish to have a broker review your application. A broker will contact you once application is reviewed. If it is time sensitive, call (888) 887 0881.

Question: Don't have enough time to complete the quote?

Answer: Select "Save and Continue Later" if you wish to revisit the application at a later time. You will receive an email with a link to the application you have started. This will retain all of the data you have entered and will allow you to sign and pay for the application at a time that works best for you.

Question: Questions on coverages?

Answer: Two Settlement Options: Replacement Cost or Actual Cash Value.

1. Replacement Cost: Replacement Cost will have no deduction for depreciation of any kind, this is conditional on insuring the unit for replacement cost of a brand new unit including taxes and any additions.

Ages to qualify for replacement cost:

  • Travel and Fifth Wheel Trailers: Up to 15 years old
  • Park Model Trailers: Up to 25 years old
  • Watercraft: Up to 15 years old

2. Actual Cash Value or Fair Market Value: The Actual Cash Value is the current market value of the unit which includes depreciation. The value is calculated at the time of the time of loss and is based on similar comparables in the marketplace less any costs that would have made your item ready for sale.

Question: What is covered?

Answer: Common claims that are covered are: Fire, lightning, windstorm, hail, collision, theft, vermin and falling objects.

Still have questions? Contact us at: (888) 887 0881.