RV Trailer Insurance Mississauga
Ontario is filled with natural wonders and parks that provide excellent opportunities to enjoy the great outdoors with your recreational vehicle. Many adventurers are not aware that their trailers might not be covered under their automobile insurance policy. Accidents can happen when hauling a trailer, and if you are not covered, you could be in for some hefty expenses. Finding the right trailer insurance in Mississauga means you do not have to worry and can enjoy your break from the routine.
Who is RecProtect?
RecProtect is a leading Canadian insurance broker specializing in recreational insurance for your trailer. We offer clear policy and claim information that is easy to understand. RecProtect can create customized policies for trailers that offer the right balance between having the right protection and cost. We make getting the right insurance simple and fast with real-time quotes
More About UsMississauga Trailer Insurance: Why RecProtect?
The best reason to choose RecProtect as your provider for trailer insurance in Mississauga is that we are recreational vehicle insurance specialists. We offer competitive, affordable rates, and are a reliable and trustworthy company. Another reason to choose us is that we offer a wide range of types of Mississauga trailer insurance. We can cover your trailer, its contents, and any damage your trailer might cause to another vehicle or property.
We pride ourselves in exceptional customer support and claim service. Our team is caring and knowledgeable whether you have a question or need to make a claim. You can get a quick estimate of what insurance will cost with our easy online price calculator. We have many long-term clients who come back to us year after year. Our focus is on giving you peace of mind when you are on the road, and that is what makes us special.
Get a Quote NowWhat Does RV Trailer Insurance in Mississauga Cover?
We often do not like to think about it, but many things can go wrong when you are driving a car, and even more can go wrong when you are hauling a trailer. It is easy for new drivers to inadvertently back into another vehicle or lose control of the load. Even experienced drivers can have the occasional mishap. Then, there are things you can’t control like hail damage or flooding. Your coverage needs depend on the type of traveling you do, where you go, and how often you take trips. We can help you analyze your needs and design a policy that is tailored to you. Here are some of the types of coverage we offer.
Comprehensive Coverage
Comprehensive coverage is a safety net for many types of unexpected events. It covers your trailer if it is stolen or if it is damaged by the weather. It protects the trailer, its contents, and any trailer accessories. This type of Mississauga trailer insurance is a good idea to add to most policies because of the range of things that are covered. It will protect you from:
- Vandalism
- Hail
- Windstorms
- Falling rocks
- Tree limb damage
Liability Coverage
Liability covers you for injury or property damage caused by your RV trailer. If someone else is hurt, liability will cover medical expenses, lost wages, and any other related damage from the accident.
Collision Coverage
Collision covers protect you from accidents with vehicles or trailers. If you have an accident with the vehicle, the contents of your trailer and the trailer itself are covered. It will cover you if you happen to back into a stationary object, like a post or wall. It will also cover you for damage from road obstacles or debris.
Loss of Use Coverage
Loss of use covers will help you rent another trailer or other transportation if the trailer must be used for daily tasks. It will also give you reimbursement for costs, such as lodging and meals when the trailer is used for travel or as a living space.
Emergency Towing and Assistance
This type of coverage pays if you have to have your trailer towed. It also pays for services for your tow vehicle, like battery service, tire changes, or if you need a locksmith. If you need roadside assistance or need urgent help, it is covered with this type of insurance.
Medical Payments
This type of coverage will help with medical costs for injuries that occur when using the trailer or transporting it. It will often cover expenses that are not covered by health plans or other medical insurance. Medical insurance will also cover ambulance transportation if you are involved in a trailer-related accident.
Personal Effects/Equipment Coverage
This coverage helps replace personal items in your trailer such as camping gear, electronics, and personal equipment. It will cover up to $500 per item, and certain policy limits apply. Little things add up, and it is good to know that you can have some help to replace your things.
Salvage Coverage
If you are in an accident or a breakdown makes your recreational vehicle unable to be moved, you will have to have it removed. This will pay for damages at the scene of the accident, such as fuel spills, or other hazardous substance spills. It will help with restoration from damage while the trailer is parked. In some cases, it will cover post-salvage trailer repairs to get it operational again.
Trailer Insurance Coverage Across Ontario
RecProtect offers RV trailer insurance in Mississauga and all across Ontario. We provide peace of mind for trailer owners in any part of Ontario from Toronto to Thunder Bay. We secure your adventures in every part of the province, so all you have to do is enjoy the great outdoors.
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