Windsor Trailer Insurance: Get Free Quotes Quickly Online

In Ontario, there are so many different parks and sites for the avid camper and road-tripper. These activities can be great opportunities for family memories and bonding, and they would most certainly not be possible without the usage of our province’s favourite recreational vehicle: the trailer. You want peace of mind for your next trip and in order to do so you need to ensure that your trailer is well looked after. That’s where it helps to have a Windsor trailer insurance policy fitted to you and your family’s personal lifestyle needs. RecProtect can help.

When disaster strikes, you want to be sure that you can get back to normal as swiftly as possible. Your family’s next adventure and treasured memories depend on it. With RecProtect, you can have a trailer insurance broker in Windsor who will personally address your needs when it comes to insurance to ensure your trailer is protected so that you can have peace of mind. As trailer lovers ourselves, we know that trips take a lot of planning – which is why you don’t want to waste time on insurance. Not to worry – RecProtect looks after the insurance so you can take care of the schedule.

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We Help You Better Understand Trailer Insurance in Windsor

If you aren’t sure about what separates a trailer from other recreational vehicles, we’re here to break it down for you. Some of the most popular models for trailer insurance include Jayco, Forest River, Coleman, and Sonic. Trailers can vary immensely in length, ranging anywhere between 8 feet to 40 feet long and can include a wide range of helpful facilities, such as bathrooms, sleeping spaces, dining areas, living rooms, and more. Ensure that you are clear about the details of your trailer with your trailer insurance broker in Windsor so that the coverage you get is the coverage that works for your particular vehicle. Liability expenses and damages can be costly; it’s important to get the insurance program that works best for your particular vehicle.

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The Ins and Outs of Trailer Insurance Coverage in Windsor

Trailer insurance in Windsor can be helpful both on the road and off for a variety of perils which have the potential to cause damages to your investment. Additionally, your Windsor trailer insurance may be able to help you cover any liability expenses you bring about while driving your trailer. To better help you understand what is listed in your policy we have detailed several of the different coverages that could already be included in your policy to help cover your vehicle from potential hazards. Much of what is listed below is either required by provincial law, highly recommended by providers or both. Consider talking with a RecProtect trailer insurance broker in Windsor as soon as when works for you if you are not sure about what is included in your coverage.

A RecProtect trailer insurance broker in Windsor can be one of your best resources if you aren’t one hundred percent sure about the details of your insurance and want a one-on-one interaction so you can fully lay out what you’re looking for. Our team understands recreational vehicles best and is ready to help offer you unbiased information regarding your insurance so you know that all our advice comes from a place of interest. We’re also willing to sit down with you and discuss ways you can cut costs on your coverage – without sacrificing any coverage.

Medical Payments

Your Windsor trailer insurance policy will contain medical payments coverage as it is an essential component of recreational insurance. This coverage may help you pay any bills incurred from the medical costs that either you or your passengers suffer in an insured accident.

Bodily Injury Liability

Unfortunately, accidents happen. When they do, you can be prepared with the right coverage. Bodily injury liability is mandatory within the province of Ontario as it can help cover you from possible liability expenses, such as medical bills or loss of income, resulting from a situation where you cause injury to a third party.


Comprehensive coverage can protect you from accidents off the road, including a variety of perils: falling objects, vandalism and theft, storms, fire, and other natural disasters. Your vehicle isn’t just at risk while you’re driving. Renting companies will generally ask that you show proof of this coverage.


“No fault” insurance in Ontario indicates that it does not matter who was at fault in a collision between two or more vehicles. Your own insurance provider may pay out for any repairs or replacements necessary in the event that you are involved in an accident with another vehicle or an object. If your trailer is a rental, chances are that you will be asked to acquire this coverage.

Property Damage Liability

Ontario requires that you carry both property damage liability and bodily damage liability before you can operate your trailer or recreational vehicle. This coverage may help you pay off any liability expenses you could incur if you were to cause damages to a third party’s property or vehicle while behind the wheel of your own.

Struggling to Find Trailer Insurance Quotes in Windsor?

Let’s face the facts: finding insurance, especially recreational vehicle insurance, can be an overwhelming task. You might remember when getting a quote was an arduous task involving hours of your time and dozens of questions. With RecProtect, you can say goodbye to the days of the past because we can get you trailer insurance quotes in Windsor for free in less than a minute! Windsor trailer insurance shouldn’t be a complicated task and you want to ensure that what you’re getting is what’s right for you and your family’s lifestyle needs. Obviously, planning a road trip takes time and effort, and you’re not going to be wanting to waste all those precious minutes worrying about the insurance. RecProtect has your back, so you can dedicate your time to what matters most.

Customer service is a huge priority here at RecProtect so we will never expect you to settle for “just enough” when it comes to your insurance program. Instead, we evaluate what your needs are, what trailer it is that you drive, and tailor an insurance program accordingly so that you’re never lacking on coverage. Choose from a range of Windsor trailer insurance policies to select something that works for you! If you need help, you can always work one-on-one with RecProtect’s trailer insurance brokers in Windsor to find a coverage plan that works.

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RecProtect Quote FAQ

Question: How simple is the process?

Answer: With RecProtect, you are able to purchase a policy online without speaking to a broker. Simply follow the steps and enter the information as prompted. When you reach the quote, you will see an option to complete your application, highlighted in blue. Once the application is complete you will be directed to sign and enter in credit card information to pay for your policy. RecProtect offers a one-time payment for the year. Once the policy is paid for using a regular credit card or Visa/Mastercard Debit, you will receive the official policy documents in your inbox within minutes!

Question: Have Questions during the quote process?

Answer: Select "Return to Broker" in the bottom left of page if you wish to have a broker review your application. A broker will contact you once application is reviewed. If it is time sensitive, call (888) 887 0881.

Question: Don't have enough time to complete the quote?

Answer: Select "Save and Continue Later" if you wish to revisit the application at a later time. You will receive an email with a link to the application you have started. This will retain all of the data you have entered and will allow you to sign and pay for the application at a time that works best for you.

Question: Questions on coverages?

Answer: Two Settlement Options: Replacement Cost or Actual Cash Value.

1. Replacement Cost: Replacement Cost will have no deduction for depreciation of any kind, this is conditional on insuring the unit for replacement cost of a brand new unit including taxes and any additions.

Ages to qualify for replacement cost:

  • Travel and Fifth Wheel Trailers: Up to 15 years old
  • Park Model Trailers: Up to 25 years old
  • Watercraft: Up to 15 years old

2. Actual Cash Value or Fair Market Value: The Actual Cash Value is the current market value of the unit which includes depreciation. The value is calculated at the time of the time of loss and is based on similar comparables in the marketplace less any costs that would have made your item ready for sale.

Question: What is covered?

Answer: Common claims that are covered are: Fire, lightning, windstorm, hail, collision, theft, vermin and falling objects.

Still have questions? Contact us at: (888) 887 0881.