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Trailer and Boat Insurance

Recreational Insurance Simplified

Now you can get a quote in less than 30 seconds, and bind coverage in minutes. Buy it, insure it and enjoy it immediately.

Quick Quotes

Say hello to real-time recreational quotes. Get a quote in under a minute!

Easy Answers

We don’t overcomplicate recreational insurance with legal jargon.

Preferred Parks

Premium discounts & dedicated response times in preferred parks across Ontario.

Awesome Prizes

An insurance company that gives back? YES! Refer your campfire buddies to win prizes.

Understanding Trailer Insurance

A trailer is a trailer, right? NO! There are countless trailer types out there making trailer insurance quite complex. Therefore many trailers end up being insured improperly and result in far too much premium! RecProtect simplifies it.

Our Trailer Coverage

Boat Insurance Options

Getting boat insurance has never been easier. With RecProtect you can navigate the waters confidently with the right boat insurance. We simplify the process so you can spend less time worrying about boat coverage and more time enjoying the water.

Explore Coverage

Refer a Friend

Sharing is caring! Be a good friend and refer your friends to RecProtect for great deals. Get a chance to win awesome prizes! Stay tuned!

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Get a Free Trailer and Boat Quote Now

Unbeatable quotes in seconds. Enjoy your trailer and boat, let us worry about the rest.

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RecProtect Quote FAQ

Question: How simple is the process?

Answer: With RecProtect, you are able to purchase a policy online without speaking to a broker. Simply follow the steps and enter the information as prompted. When you reach the quote, you will see an option to complete your application, highlighted in blue. Once the application is complete you will be directed to sign and enter in credit card information to pay for your policy. RecProtect offers a one-time payment for the year. Once the policy is paid for using a regular credit card or Visa/Mastercard Debit, you will receive the official policy documents in your inbox within minutes!


Question: Have Questions during the quote process?

Answer: Select "Return to Broker" in the bottom left of page if you wish to have a broker review your application. A broker will contact you once application is reviewed. If it is time sensitive, call (888) 887 0881.


Question: Don't have enough time to complete the quote?

Answer: Select "Save and Continue Later" if you wish to revisit the application at a later time. You will receive an email with a link to the application you have started. This will retain all of the data you have entered and will allow you to sign and pay for the application at a time that works best for you.


Question: Questions on coverages?

Answer: Two Settlement Options: Replacement Cost or Actual Cash Value.

1. Replacement Cost: Replacement Cost will have no deduction for depreciation of any kind, this is conditional on insuring the unit for replacement cost of a brand new unit including taxes and any additions.

Ages to qualify for replacement cost:

  • Travel and Fifth Wheel Trailers: Up to 15 years old
  • Park Model Trailers: Up to 25 years old
  • Watercraft: Up to 15 years old

2. Actual Cash Value or Fair Market Value: The Actual Cash Value is the current market value of the unit which includes depreciation. The value is calculated at the time of the time of loss and is based on similar comparables in the marketplace less any costs that would have made your item ready for sale.


Question: What is covered?

Answer: Common claims that are covered are: Fire, lightning, windstorm, hail, collision, theft, vermin and falling objects.


Still have questions? Contact us at: (888) 887 0881.