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Trailer Insurance in British Columbia

In British Columbia, we love our trailers. Find coverage that works for you and your recreational vehicle by working with a recreational vehicle insurance broker from RecProtect. You can get a free quote online in under thirty seconds. Get started with us today.

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British Columbia boasts an incredible system of a wide variety of different provincial parks, trails, and so much more. When it’s time to hit the road and find your next adventure, be sure to first purchase trailer insurance. In BC, we use our trailers for many reasons. No matter what yours might be, trailer insurance in BC is a must-have for your investment, contents, and liability.

It matters what the make or model of your trailer is, as well as its size, length, shape, or what it contains. Does it have just the basics, or all the fixings? Trailer insurance in BC is designed to protect your assets, meaning they should reflect everything you own as it stands today.

Adventure awaits, but make sure you have the right BC trailer insurance first. RecProtect’s trailer insurance brokers in BC are some of the best resources around for finding the best coverage tailored to you and your family’s needs.

You can find trailer insurance quotes in BC in as little as 60 seconds – or even less – when you choose to work with RecProtect. Apply today or whenever works for your schedule.

Trailer Insurance Coverage in British Columbia: How it Helps

Knowing the basics of your coverage is the best way to have a secure idea of what your coverage plan includes. You don’t need to become an expert – especially not when you have RecProtect’s insurance brokers in BC in your corner. You may have coverage for the following items:

  • Personal Property in trailer
  • Overland water and sewer back-up
  • Detached private structures: awnings, tents, etc.
  • Emergency vacation expense
  • Premises liability
  • Golf cart liability
  • Replacement Cost
  • Awnings & Tents
  • …and more

Your trailer insurance brokers in BC from RecProtect will outline anything in your policy that would otherwise be unclear to you. Your trailers are important to you and require proper protection. Depending on your circumstances, we may suggest any one of the following endorsements:

Emergency Roadside Services

Your trip shouldn’t come to a skidding halt if something were to unexpectedly happen. Many policies for trailer insurance in BC will include emergency roadside services, which can help to temporarily pay for a replacement trailer while yours is unable to operate due to an insured accident or collision.

Snowbird Endorsement

If you choose to avoid the deep freeze come winter, your liability and contents may be exposed while off-premises. Not many trailer owners are aware of this particular risk, which is why RecProtect’s insurance brokers in BC are willing to sit down and discuss with you if you feel like this snowbird endorsement may be for you. There may be some exclusions.

Premises Liability

If you are held liable for damages to someone’s property or injury while operating your trailer, premises liability can cover you. This is crucial while out and about where anything could happen. Chat with RecProtect’s trailer insurance brokers in BC today about why this coverage is so important.

All the Trailers We Can Insure

Trailers can look very different depending on their make, model, and usage. This is great for trailer lovers as it means they can be used for all sorts of fun events, but it means you will need to be cognizant of what your coverage includes. RecProtect’s trailer insurance brokers in BC account for all types of trailers so nothing is ever forgotten. We insure the following trailers:

If your trailer is not among those listed above, give us a call today so we can discuss options. We have a plan for you!

RecProtect wants to simplify the process of getting trailer insurance. In BC, trailer owners want to spend more time planning their adventures and less time worrying about what could happen. Get a free quote with RecProtect in 60 seconds or less! You can even win some prizes by referring your friends or receive discounts for any of RecProtect’s preferred parks.

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Unbeatable quotes in seconds. Enjoy your trailer, let us worry about the rest.

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RecProtect Quote FAQ

Question: How simple is the process?

Answer: With RecProtect, you are able to purchase a policy online without speaking to a broker. Simply follow the steps and enter the information as prompted. When you reach the quote, you will see an option to complete your application, highlighted in blue. Once the application is complete you will be directed to sign and enter in credit card information to pay for your policy. RecProtect offers a one-time payment for the year. Once the policy is paid for using a regular credit card or Visa/Mastercard Debit, you will receive the official policy documents in your inbox within minutes!

Question: Have Questions during the quote process?

Answer: Select "Return to Broker" in the bottom left of page if you wish to have a broker review your application. A broker will contact you once application is reviewed. If it is time sensitive, call (888) 887 0881.

Question: Don't have enough time to complete the quote?

Answer: Select "Save and Continue Later" if you wish to revisit the application at a later time. You will receive an email with a link to the application you have started. This will retain all of the data you have entered and will allow you to sign and pay for the application at a time that works best for you.

Question: Questions on coverages?

Answer: Two Settlement Options: Replacement Cost or Actual Cash Value.

1. Replacement Cost: Replacement Cost will have no deduction for depreciation of any kind, this is conditional on insuring the unit for replacement cost of a brand new unit including taxes and any additions.

Ages to qualify for replacement cost:

  • Travel and Fifth Wheel Trailers: Up to 15 years old
  • Park Model Trailers: Up to 25 years old
  • Watercraft: Up to 15 years old

2. Actual Cash Value or Fair Market Value: The Actual Cash Value is the current market value of the unit which includes depreciation. The value is calculated at the time of the time of loss and is based on similar comparables in the marketplace less any costs that would have made your item ready for sale.

Question: What is covered?

Answer: Common claims that are covered are: Fire, lightning, windstorm, hail, collision, theft, vermin and falling objects.

Still have questions? Contact us at: (888) 887 0881.