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Trailer Insurance Blog

Welcome to our little corner of the Internet. Kick your feet up and stay a while.

Best Games To Bring Along On An RV Road Trip

When planning a camping or RV road trip, it is essential to remember to bring along some entertainment. Whether you…

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Best Provincial Parks For Hiking In Ontario

Canada has many lovely natural sights to offer. From crystalline lakes to snow-tipped mountains, there is so much to see…

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8 Must-Have Items For RV Travel With Pets

Nothing feels worse than leaving your pets alone while on vacation. You may often feel guilty despite trying your best…

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8 Tasty Snacks To Pack For An RV Road Trip

No road trip is complete without a variety of snacks to munch on during the car ride. Plus, you are…

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5 Travel-Inspired Books To Read On A Camping Trip

It is always an excellent idea to bring along a book on a long road trip. It is the perfect…

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5 Must-Visit Destinations In Canada For Your Next RV Road Trip

Many beautiful destinations across Canada are worth the road trip. Luckily, one of the perks of trailer ownership is access…

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RecProtect Quote FAQ

Question: How simple is the process?

Answer: With RecProtect, you are able to purchase a policy online without speaking to a broker. Simply follow the steps and enter the information as prompted. When you reach the quote, you will see an option to complete your application, highlighted in blue. Once the application is complete you will be directed to sign and enter in credit card information to pay for your policy. RecProtect offers a one-time payment for the year. Once the policy is paid for using a regular credit card or Visa/Mastercard Debit, you will receive the official policy documents in your inbox within minutes!

Question: Have Questions during the quote process?

Answer: Select "Return to Broker" in the bottom left of page if you wish to have a broker review your application. A broker will contact you once application is reviewed. If it is time sensitive, call (888) 887 0881.

Question: Don't have enough time to complete the quote?

Answer: Select "Save and Continue Later" if you wish to revisit the application at a later time. You will receive an email with a link to the application you have started. This will retain all of the data you have entered and will allow you to sign and pay for the application at a time that works best for you.

Question: Questions on coverages?

Answer: Two Settlement Options: Replacement Cost or Actual Cash Value.

1. Replacement Cost: Replacement Cost will have no deduction for depreciation of any kind, this is conditional on insuring the unit for replacement cost of a brand new unit including taxes and any additions.

Ages to qualify for replacement cost:

  • Travel and Fifth Wheel Trailers: Up to 15 years old
  • Park Model Trailers: Up to 25 years old
  • Watercraft: Up to 15 years old

2. Actual Cash Value or Fair Market Value: The Actual Cash Value is the current market value of the unit which includes depreciation. The value is calculated at the time of the time of loss and is based on similar comparables in the marketplace less any costs that would have made your item ready for sale.

Question: What is covered?

Answer: Common claims that are covered are: Fire, lightning, windstorm, hail, collision, theft, vermin and falling objects.

Still have questions? Contact us at: (888) 887 0881.