Trailer Insurance Blog

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Ways To Prevent Ice Damming Forming On Your RV This Winter

As a trailer owner, it is imperative to avoid ice damming covered or not. Canada is known for experiencing harsh…

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5 Most Common Uncovered RV Insurance Claims

While insurance is highly beneficial to RV owners, there are several claims not covered by these policies. Knowledge of what…

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5 Best Trailer Covers For Winter Storage

Winter is right around the corner! Therefore, it is time to take the proper precautions to protect your trailer from…

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All About S’mores

Roasting marshmallows over the open campfire is an essential activity on any RV camping trip. From sharing ghost stories to…

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4 Functional Portable Coolers to Bring On A Camping Trip

To prepare some delicious meals while camping, you must bring a high-quality cooler to keep your food fresh throughout your…

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7 Fantastic Recipes For Open Campfire Cooking

RV camping trips are full of relaxing in nature, making lifelong memories, and enjoying tasty meals over the open campfire….

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RecProtect Quote FAQ

Question: How simple is the process?

Answer: With RecProtect, you are able to purchase a policy online without speaking to a broker. Simply follow the steps and enter the information as prompted. When you reach the quote, you will see an option to complete your application, highlighted in blue. Once the application is complete you will be directed to sign and enter in credit card information to pay for your policy. RecProtect offers a one-time payment for the year. Once the policy is paid for using a regular credit card or Visa/Mastercard Debit, you will receive the official policy documents in your inbox within minutes!


Question: Have Questions during the quote process?

Answer: Select "Return to Broker" in the bottom left of page if you wish to have a broker review your application. A broker will contact you once application is reviewed. If it is time sensitive, call (888) 887 0881.


Question: Don't have enough time to complete the quote?

Answer: Select "Save and Continue Later" if you wish to revisit the application at a later time. You will receive an email with a link to the application you have started. This will retain all of the data you have entered and will allow you to sign and pay for the application at a time that works best for you.


Question: Questions on coverages?

Answer: Two Settlement Options: Replacement Cost or Actual Cash Value.

1. Replacement Cost: Replacement Cost will have no deduction for depreciation of any kind, this is conditional on insuring the unit for replacement cost of a brand new unit including taxes and any additions.

Ages to qualify for replacement cost:

  • Travel and Fifth Wheel Trailers: Up to 15 years old
  • Park Model Trailers: Up to 25 years old
  • Watercraft: Up to 15 years old

2. Actual Cash Value or Fair Market Value: The Actual Cash Value is the current market value of the unit which includes depreciation. The value is calculated at the time of the time of loss and is based on similar comparables in the marketplace less any costs that would have made your item ready for sale.


Question: What is covered?

Answer: Common claims that are covered are: Fire, lightning, windstorm, hail, collision, theft, vermin and falling objects.


Still have questions? Contact us at: (888) 887 0881.