Boat Insurance in Ontario

Summertime hobbyists love their boats. They want the freedom to boat with their family and friends whenever the urge strikes. RecProtect provides you that freedom by helping you secure boat insurance in Ontario. Get an online quote with no obligation, for free, and start on your comprehensive protection package today.

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Finding the Best Boat Insurance in Ontario

Your boat matters to you, and we want to help keep it – and you – afloat. Whether you use it every weekend or once-in-a-while, it doesn’t matter: there are risks that come with owning a recreational vehicle. Owning a boat is a big deal. But, they also cost a fair amount of money. What would you do if something happened to your boat?

Boat insurance in Ontario doesn’t just protect your boat itself. It also protects your liability. What if you were held accountable for someone else’s injuries or property damage while you were operating your watercraft? The lawsuit expenses could be astronomical. Fortunately, RecProtect’s packages for boat insurance in Ontario includes liability protection.

We have all your boats covered. Enjoy quality boat insurance in Ontario with the advice and suggestions from our expert brokers. You want to keep your boat safe – and so do we. We know all the risks boat owners face and design our packages accordingly.

Get a free boat insurance quote in Ontario today in less than a minute. There’s no obligation and you can apply today online.

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Boat Insurance in Ontario: How it Helps

What exactly does boat insurance do for you? Your average boat insurance policy in Ontario will likely include:

  • Bodily injury/property damage liability
  • Full replacement
  • Wreck removal
  • Water sports
  • Fuel spill
  • …and more

Our boat insurance brokers in Ontario can discuss with you the vehicle or watercraft that you own and how we can protect it. We lay out for you all that your policy does and does not include so that you are never unsure about what your coverage includes. Depending on your circumstances, there are a few optional coverages you may want to consider. These include the following:

Fishing Equipment/Watercraft Gear

Does your boat include any fishing equipment, scuba gear, etc. that you carry on board? What if these belongings were lost or stolen? You may have the option of purchasing additional coverage to include full replacement for up to $10,000 for your fishing gear and up to $5,000 on top of that for your personal belongings.

Collision & Comprehensive

These are two individual coverages, just like for your vehicle. Collision is for covering damage from hitting another boat, a dock, a submerged object, and can cover injuries at the time of the accident. Comprehensive is for events that are “acts of God” and include fire, natural disaster, theft, and other weather damage.

Uninsured or Underinsured Boater

If you are in an accident with another boater and they have either no insurance or not enough, this optional coverage can pay for damages and injuries up to your policy’s stated limits.

You can start on getting the best boat insurance in Ontario by acquiring a free quote online today. We love our boats and our recreational vehicles just as much as any other hobbyist in Ontario so we understand personally how much yours means to you and your family. Insurance can sometimes be overcomplicated; you don’t have the time to waste answering hundreds of questions just to secure your coverage. So, we have invented a way for you to get coverage quicker than ever. Buy it, Insure it, and Enjoy it immediately.

All the Boats We Can Insure

Not every boat is exactly the same; at RecProtect, we understand that the word “boat” is really just an umbrella term for many different types of watercrafts. Not every boat is a casual pontoon, and not every boat is used for the same purpose. There are so many variables to consider when it comes to insuring them. Luckily, RecProtect has been working with insuring recreational vehicles and understands boats like no other boat insurance brokers in Ontario. Here is an itemized list of the different boat types that RecProtect can insure:

  • Fishing boats
  • Pontoon boats
  • Personal watercraft (sea-doos, jet skis, etc.)
  • Powerboats

Do you see your boat type listed above? If not, you can give us a call today and our boat insurance brokers in Ontario will discuss with you what we can do to help protect your watercraft.

How much does boat insurance in Ontario cost?

Next to how much it would cost to fully replace or repair your watercraft in the event of disaster or having to foot the bill of a lawsuit alone, it is a small price to pay for boat insurance in Ontario.

  • On average, boat insurance in Ontario will cost between $300 and $600/year.
  • This means you will only have to pay between $29 and $50/month.

Keep your prized assets and investments protected with the help of RecProtect. We get you the best coverage for the most affordable price.

Areas We Serve

RecProtect offers its comprehensive boat insurance to Ontario watercraft owners who love their boats and want to ensure they can hit the water without worry. Here is where we offer this product:

Don’t see your city listed above? If you live in the province of Ontario and own a boat, call us today to see what we can do for you.

We also offer boat insurance in these provinces:

You want to get going on your next vacation without having to worry about all the “what ifs.” RecProtect offers its clients the chance to get a boat insurance quote in Ontario in real-time, within the span of one minute. We don’t overcomplicate our insurance package so that you know exactly what you have coverage for. Get your no comprehensive boat insurance in Ontario – an online quote is only a few clicks away.

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