Comprehensive Trailer Insurance in Ontario

Lock Replacement

Insures you for the costs to restore, repair, or replace your trailer in the event of break-ins, vandalism, and theft as well as the cost to repair or replace your trailer’s locks.

Emergency vacation and towing expenses

Insures you for any unexpected expenses ensued while travelling or if your trailer breaks down on the roadside and needs to be towed.

Sewer backup and overland water coverage

Similar to the home insurance endorsement, this insures you for water damages to your trailer due to overland water flooding or backup from your plumbing systems.

Trailer contents

Insures you for the actual value or replacement cost of your trailer’s contents if they are damaged, lost, stolen, or destroyed entirely.
RecProtect trailer insurance broker in Ontario have the expertise you need to help you navigate the ins and outs of your policy. They can also provide you insight on whether your policy contains any gaps and may suggest options that could be of benefit to you and your circumstances. Consider the following coverage options – depending on your situation, they may or may not be of benefit:

Premises Liability Trailer Insurance

Premises liability insurance is a must-have and can protect you from lawsuit costs associating with any legal action taken against you due to bodily injury or property damage caused by you while operating your trailer. Discuss with one of RecProtect’s trailer insurance broker sin Ontario about the benefits of this coverage option and how it can protect you.

Snowbird Endorsement Trailer Insurance

If your trailer is your primary residence or if you like to travel south for the winter, this is an important endorsement to consider. RecProtect offers the option of a Snowbird Endorsement for your trailer to insure it while off-premises. Discuss with your Ontario trailer insurance broker today about this endorsement, as some exclusions may apply.

Emergency Vacation Expense Trailer Insurance

This is an endorsement which is typically automatically covered in any Ontario trailer insurance policy and covers you if you need to rent another trailer in the event your current one has broken down or been in an accident. This ensures that your trip or vacation can continue without a hitch. Discuss this coverage option with RecProtect’s trailer insurance brokers in Ontario.

All the Trailers We Can Insure in Ontario

There are a wide selection of trailers to choose from in Ontario, and the options can be overwhelming. Each household has its own reason for selecting the trailer they think fits their lifestyle best, but how does insurance work for different types of trailers? RecProtect can tailor trailer insurance plans in Ontario to all types of recreational vehicles, no matter what size, make, or model. Below is a list of some of the types of trailers that RecProtect insures. If your trailer isn’t included in this list, give us a call to see what we can do for you today:

• Park model trailers
• Camper trailers
• 5th wheel trailers
• Travel trailers
• Teardrop trailers
• RV trailers
• Mobile home trailers
• Tent trailers
• Vintage trailers

Ontario Trailer Insurance

Trailer insurance in Ontario does not need to be overcomplicated. When you choose RecProtect, you get quality protection that is simplified for your understanding. See below for some of our most frequently asked questions about trailer insurance in Ontario:

Do I need insurance on my boat trailer in Ontario?

Generally, it is highly recommended that you insure your boat trailers in Ontario to secure your investment against potential losses. If you are renting your boat trailer, chances are that your renting company will require you to carry insurance.

How much does trailer insurance cost in Ontario?

RecProtect will help you find a plan from some of the top-rated trailer insurance companies in Ontario to secure a policy that is right for you – and at the best rates we can possibly find. Trailer insurance in Ontario may cost differently depending on the overall value of your travel trailer, how you use it, where you use it, how often you use it, what’s inside it, and many more factors. The best way to see how much your Ontario trailer insurance will cost you is to apply for a free quote.

How do you insure a trailer if you travel full-time in Ontario?

RecProtect’s trailer insurance brokers in Ontario are happy to help you find a fulltime RV insurance policy in Ontario if you use your recreational vehicle fulltime. The coverage may look a little different, but rest assured – you can insure a trailer if you travel full-time in Ontario with RecProtect.

Do you need to carry trailer insurance in Ontario?

Generally no, unless your trailer is motorized then it is not a requirement. However, RecProtect highly recommends purchasing trailer insurance in Ontario to preserve your asset, especially if it’s the highlight of your summers or if you use it to travel around.